Terms of Service — ClaimVault

Last updated: 19 October 2026

1. The tool

ClaimVault is a home inventory and insurance claim evidence vault. It helps you document what you own, store policy wording, track claims and build evidence reports.

2. Not insurance or legal advice

ClaimVault is a documentation tool only. It does not guarantee claim outcomes and is not a substitute for advice from a licensed insurance broker, attorney or loss assessor.

3. Founding Member Phase

Every feature is free until 31 December 2026. After the founding phase, subscription tiers (Essential / Pro) may apply.

4. Acceptable use

You may use ClaimVault for personal and household documentation. You may not resell, reverse-engineer or rebrand the software.

5. No warranty

The software is provided "as is" without warranty of any kind. We are not liable for losses arising from data stored locally, or for claim outcomes.

6. Changes

We may update these terms. Continued use after changes constitutes acceptance.

Paid subscriptions (after the founding phase) are billed monthly and may be cancelled at any time. Refunds are handled in accordance with applicable consumer protection law.

7. Contact

[email protected]

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