Insurance Claim Tracker
A claim is a paper trail. Document the loss event while details are fresh, select the affected items from your inventory, and log every insurer letter and call. When they ask for proof, you already have it assembled.
Opening a claim
Record the date of loss, claim type — theft, fire, flood, storm, accidental damage, earthquake and more — plus the claim reference number and police report number. A clear description written on day one prevents contradictions later, and contradictions are what adjusters look for.
Select the affected items
Pick from your documented inventory rather than recalling from memory. ClaimVault totals the actual cash value and replacement cost automatically, so the figure you quote the insurer matches the evidence you submit.
Log every interaction
Upload every letter, email and form your insurer sends to the claim. Note dates, names and what was said. A complete chronology makes it much harder for the other side to quietly shift positions.
The defense report
Generate an insurer-ready report with item evidence, purchase details, ACV math and full correspondence history. Print it or keep it digital. When you appeal a denial, this is the document you attach.
Common questions
What should I do first after a loss?
Make people safe, prevent further damage, then document everything — photos and video before cleanup. Notify your insurer promptly; most policies have notification deadlines.
Do I need a police report?
For theft, burglary or malicious damage, almost always yes. Insurers commonly require a case number within a set window.
Can I include items without receipts?
Yes. Photos, serial numbers, bank statements and even witness statements support ownership. Receipts help, but absence of a receipt is not automatic grounds for denial.